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We Grow South Africa unlocks the door to nationwide education
We Grow South Africa unlocks the door to nationwide education

With a predicted school drop-out rate of 60%, the value of online learning is indisputable, and it’s only proven itself even more so in 2020. As we ride the waves of uncertainty and race even faster towards a self-empowered, technology-fuelled future, we can look to online learning platforms as anchors of investment in ourselves, our communities, businesses and society at large. Studying courses and obtaining certifications online has allowed so manymore people access to education, simply because they can now learn on their own terms, in their own time, in their own space; and the content options available grows every day. Career switches and advances are more available than ever before, with anything from short skills photography courses to business management to technology coding, all available online with a click of a keypad. ‘Growth’ is the keyword, and no one gets this better than We Grow South Africa - a community dedicated to broadening access to online education. We Grow South Africa is a virtual campus of exclusively discounted e-learning deals for over 2500 (and counting) online courses, from top tertiary institutes. We Grow South Africa multiplies accessibility to education by providingunbeatable discounted deals to millions of people across the country - for adults, children and everyone in between. This community of techo-neers put enrichment at the heart of everything they do, and spread the joy of online learning exponentially through two key areas: · Affordability - creating exclusive, matchless discounts on online courses. · Partnership - partnering with banks, telecoms and big retail brands to bring online courses closer to home, at discounted prices, through retail channels such as Mondo. We Grow SA’s virtual campus is a one-stop community of affordable online learning for adults and kids of all ages. We Grow SA is a community-driven platform, enabling an option that allows you to share your voucher code with a loved one or colleague so they can access courses too. Mondo is excited to partner with We Grow South Africa to make this amazing platform even more accessible by offering free We Grow SA vouchers on select Vodacom deals, which you can find right here.

 Why Was My Application for a Cell Phone Contract Declined?
Why Was My Application for a Cell Phone Contract Declined?

If you’ve ever had an application for a cell phone contract or deal declined, you know it can be a frustrating but also confusing feeling. In most cases, you’re not even sure why your application was declined. The truth is that it all comes down to your credit score and if the network thinks you qualify for a particular deal based on that score. If you have faced the dreaded decline from any of the network providers, it simply means that your credit profile has not met their requirements. This can mean many things. It’s possible for a consumer to be totally debt-free, which means they hold no credit accounts and have been dealing with cash all their financial lives. While this is great financial practice, creditors are reluctant to offer credit to a consumer who has no record of consistent monthly payments. Creditors need to be confident that the user will pay any credit owed, and if there is no prior history to assure them of this, a cell phone contract application could potentially be declined. The other scenario is if a consumer has bad credit. This sim ply means that the person has taken on too much credit and can’t afford to pay all of it back. Missing a monthly instalment affects your credit score negatively and lowers your chances of landing the cell phone contract you want. It makes sense for creditors to decline a user that has defaulted on their payments as it indicates that there is a possibility their money will not be paid back. The same principle is applied to cell phone networks. They offer contracts to consumers they are confident can afford the monthly payment for the duration of the contract period, therefore, your credit score has to be desirable. The networks will decide, based on that score, the range of contracts you are offered. You could also be declined for a cell phone contract if you have a judgement against your name at the credit bureau or if you are under debt review. Debt review is the process in which a debt counsellor has to negotiate better interest rates and lower premiums on behalf of an individual because their income is far less than their expenses and they are unable to meet all their credit obligations. If a person is undergoing debt review, they will not be able to qualify for any form of credit, including acell phone contract. Need more credit advice? Check out these helpful articles: Can You Get a Phone Contract with Bad Credit? How to Improve Your Credit Scores